The personal and extremely friendly service which leads to feeling heard and understood. We have valued sound expert advice relative to our context and the speed with which actions are dealt with along with fast and effective communication across the Team. Our financial goals are ongoing and ever-changing but one of the most valuable things is Steve's ability to listen, understand and advise according to these changes and relate his advice to our individual context for short, medium and long term planning. Steve is an extremely friendly and personable IFA who clearly has a passion for his work and building solid relationships in order to help his clients. He has a wealth of knowledge and retains the ability to impart information and advice in a succinct and easy to understand way, always in a non-judgmental fashion. We have been so impressed with Steve over the years that we had no hesitation in recommending his services to our parents.

It has been a pleasure dealing with Harcourt Financial for so many years. Steve has always been brilliant in guiding us through the best steps to ensure the future we want. He has also helped the rest of my family with their personal finances, particularly with my children’s savings which has been extremely beneficial for both myself and them. I am someone who believes in putting my family first, and I am always grateful that Harcourt Financial reflect that in their services.

Both my wife Karen and myself have been well supported over the years by Harcourt Financial Services.  Initially, with a Family Trust Investment and then with Pension consolidation and investment work. Both Damian and Stephen have given us invaluable direction and advice helping us to understand what initially seemed very complicated details. We have been delighted with Harcourt's services and would recommend them to anyone looking for the services they offer.

As a teacher and a business owner, we couldn’t be more grateful for Stephen Sharp’s guidance. His great advice on investing has been instrumental in helping us plan for our future, particularly with his in-depth knowledge of teachers’ pensions and retirement planning. Stephen ensures we stay on track with regular reviews of our investments and provides us with easy access to a platform where we can monitor our portfolio’s performance. What sets Stephen apart is his ability to explain complex financial matters in a way that’s clear and easy to understand. Beyond supporting us, he has also been a trusted resource for our wider family, always ready to assist with any financial concerns. Stephen’s dedication and expertise give us confidence and peace of mind for the future.

I’ve been dealing with Harcourt Financial for many years and I could not recommend them enough. Being in my twenties Steve’s advice has been crucial in helping me save for my future. His frequent one-to-one meetings are always invaluable and insightful, guiding me through the best steps to achieve my goals. I also hold great pride in knowing that this company shares in my values for a greener and sustainable future, reflected in my own investments and throughout the company. Thank you for many years of excellent service and many more to come.

I would highly recommend Harcourt Financial.  During my initial meeting, they ascertained my life goals and attitude to risk in order to tailor their advice accordingly.  Over time this has developed, we have regular reviews, adjusted the portfolio to fit the current market conditions and cut through the jargon.  Time and time again, when I'm advised to 'hold my nerve' the advice is spot on and allowed my portfolio to grow exactly as I'd want it to.  Damian is incredibly trustworthy and at times of life changing events, we sit down and go over goals and aspirations to check we are still on track. I'd have no hesitation whatsoever in recommending Harcourt Financial and have done to many of my friends already.

Steve Sharp was working with me at my previous financial advisors for many years. When Steve started at Harcourt Financial, l was advised to go with him. He has handled the investment within my pension putting it with an investment company who could provide me with an ESG fund (Environmental, Social, and Governance) of repute. I have been so impressed with the service, that when I came to sell my business for a 7 figure sum I turned to Steve for advice. He diligently investigated my financial requirements, that kept changing, and came up with a combination of flexible trust and cash investments that met my requirements. I would have no hesitation in recommending Harcourt Financial.

Retirement preparation service has been invaluable to ensure the management of our finances is as efficient and effective as possible, to ensure our financial provision meets our current and future needs. Un-rushed advice through meetings held at our pace, at no time did we feel pressured into making financial decisions. Time was taken by our advisor to understand our retirement plans, both initially and further into the future to ensure we had monies available to us as needed. Interactions with our advisor and the whole team at Harcourt Financial has been extremely helpful at all times with prompt responses to any of our questions and queries. Our advisor, Steve, offers friendly and professional advice with time taken to ensure we understand our financial options and arrive at the right decision for our circumstances.

The exceptional service levels demonstrated throughout the whole Harcourt team and in particular the personal service levels provided by Damian Mitchell. The best advice received in my view is summed up in the following words, identify and clarify goals and whilst committing to a mid to long term strategy, always ensure an amount of flexibility is available within your portfolio and above all, listen to your IFA! The understanding of our goals and needs by not only the senior people within the team but throughout the processes necessary to match and at times, exceed our expectations concerning service levels and the understanding of our strategy. Simply top class, triple A gold star and cannot believe there is better service to be had anywhere in the UK financial services industry. Always remember that your IFA is working for you and is on your side at all times without exception.

I was impressed with Damian the first time I met him, he was enthusiastic but more importantly, listened to what we were looking for long term. The previous Financial Adviser we had was a nice guy but old school, I always felt it had to be what he wanted not what we wanted but Damian changed this. Over the years Damian has always been available to speak to, no matter how small or big the question. He is professional & friendly you instantly feel at ease and there is no pressure. The office support is also very good and efficient. Many years ago, I had several pensions with different providers/companies all over the place, Damian’s task was to bring them all together and make the pot grow with what I had plus with agreed additional contributions. I can verify that the target we set was achieved as I hit my 60th year, this was with the various up and downs in the markets. This was also earlier than the original target date as my circumstances changed As my parents were getting older, they wanted to plan financially for their later years, so after they had seen a couple of other FA’s so I introduced them to Damian. He totally understood what they wanted, they liked what had been put to them and after a couple of meetings, they had their financial future sorted out. The key for me over the years is everything is explained in detail and if I don’t understand Damian will explain again until I do understand. The trust that has been built up is second to none and the fact that what we set out to achieve many years ago has happened. Even now as we look to plan for the next 20-30 years, I know that I don’t need to seek any other advice as Damian will take care of our needs. I would highly recommend Damian, we have regular meetings, with updates and conversations on how the financial markets are.

Having Harcourt as my Independent Financial Adviser (IFA) is like having a guardian angel in my corner. Steve Sharp was referred to me back in 2020 and has steered me through the maze of finances. I am not a money man, so it is great when you have someone who you fully trust, is like a member of the family and very importantly takes an interest in YOU the person and not just the money. I have never experienced engagement from an IFA quite like it!! In fact, I don't see Steve as an IFA I see him as my friend. I have said it many times when Steve comes to see me and my wife that we both feel uplifted, it's the same after a phone call. Everyone needs a Steve in their life. Harcourt is not a once a year "Here's your statement" company. They are constantly there and available. If you are someone thinking about the future, thinking about investments, thinking about pensions then you must think Harcourt!! In December 2023 I was made redundant which was perhaps a couple of years too early. This is when you test the metal of your IFA. Steve has kept me safe and sane these last 12 months, after some great planning and advice from Steve I decided to retire!! Harcourt takes care of everything and I should add just how great the Harcourt team is. Friendly..VERY Professional...The full package!!

I have been running my accountancy practice for over 20 years. Throughout my time, I have had clients ask for a good Independent Financial Adviser. Unfortunately, I have struggled referring any until I came across Steve Sharp at Harcourt Financial. He is now my family’s personal IFA. Steve’s greatest asset is that he listens carefully to his clients to understand their goals, be they personal and / or business specific. He then advises them on the best plan for them. These plans may not lead to the generation of income for Harcourt Financial, but help the client meet their goals. I have sat in meetings with Steve and my clients. His wealth of knowledge is vast. I have sat with advisers in the past, but Steve has a way of making everything sound simple and effective. He's not pushy or condescending and a breath of fresh air. Specific examples of his advice included: Comparing the rates of return on rental properties to using the equity in generating guaranteed income Inheritance Tax Exposure and Planning 3Utilising Cash Deposit Accounts which offer higher protection from the current bank limits Where Steve is exceptional is that when he is unsure, he will either do the necessary research or recommend a good point of contact. My practice has benefited so much from knowing Harcourt Financial and we all have no hesitation in providing them with a positive reference.

I have been a client of Damian Mitchell of Harcourt Financial for over 12 years and in that time my portfolio has grown, and I and my family are financially more secure. HF has enabled this by a range of things: Providing a Financial Advisor in Damian Mitchell who is not seeking to line his pockets with my money, but who genuinely wants to help me achieve all that I can with the money I have. Tailoring suggestions and options to my needs by thoroughly understanding my circumstances, my attitude to risk and my ultimate financial and family goals Easy to talk with and understand – no trying to impress (or confuse) with unnecessarily complex explanation, but going into sufficient amount and depth of detail that gets the information across clearly and in a way that suits me. Additionally, a readiness to listen carefully to my questions, challenges and concerns and then giving considered thought before responding on topic! Flexible with options and suggestions in response to my changes of mind as well as changing of circumstances Accommodating with time, always available as and when I need to talk – as well as ensuring regular formal updates Proactive, keeping me informed of present and potential market changes and highlighting how they may benefit/disadvantage me. This allows me time to evaluate their implications before I am offered ideas/options to help capitalise/mitigate as required Collegiate in that I feel Damian and I are working together, collaboratively, so that my money delivers the best for me and my family, now and into the future. I have had bad experiences with Financial establishments in the past, where I have felt like a meal-ticket rather than a client, and was wary about engaging Harcourt Financial initially. I would not hesitate to recommend them today as professional, knowledgeable, honest and genuinely having the client’s best interests as their overwhelming primary goal.